I recently read an article by Caterina Pontoriero that showed Texas has the most fires from frying turkeys. I guess it makes sense since Texas is such a big state. Not to mention Texans love to cook. Studies do show that fires have decreased over the years, which is some good news. She provides some great tips when frying your bird:
Click here to read her article.
Have a Happy Thanksgiving!
Insurance Agent | Austin, Texas
When it comes to homeowners insurance renewals, I get a lot of questions about why the dwelling coverage increases. For example, last year the coverage was $245,000 and this year the renewal states it's going to be $252,000. Quite simply, the reason for this is, the cost to replace your home increased since last year. Another coverage that is factored into that number is Debris Removal, which can really add up. See below. I could not find any recent numbers,but I found some data from material increases from 2010 to 2011. If you have any questions, please feel free to contact us.
> Copper Pipe + 26.5% > Lumber +11.7%
> Steel Rebar + 15.8% > Plywood +11.0%
> Drywall + 5.5% > Labor Costs Unknown
A link below to some pictures from the recent flood we had in Austin from Austin American Statesmen. Homeowners Insurance excludes Flood Insurance. Even if you're not in a flood zone, consider Flood Insurance. If you're in a preferred zone (a zone not prone to flooding), you can get a quote for as low as $350 per year. Check out the Flood Insurance page on our website for more information or contact us.
Photos by Jay Janner/Austin American-Statesman